Many businesses and individuals are operating under the assumption that they will be able to always conduct business and structure their systems as they have in the past, for generations. And for that argument, not much has changed for 50 years. However they are discovering more and more surprises that are just "written off" as normal accidents, such as radical events like 9/11, new regulations and laws, earth changes (freak weather), political upheavals, social demographic changes, business failures, corporate crime, etc. These events are becoming more and more a part of everyday life rather than an occasional occurrence.

This is not the only thing; the internet is just beginning to show effects in the world of business. With the internet, you can operate your business from anywhere using telephones, email and fax. Believe it or not, a concept many have not grasped. Video conferencing enables you to see and talk with partners on the other side of the world, normally who would require a regular visit on a plane. Our lives, lifestyles, businesses, and all systems for that matter, are in the process of being restructured, like it or not. Now the federal reserve will be using the internet for a new system called FEDWIRE, whereby central banks will be instantaneously trading with each other over a secure internet connection.

No question the world is changing. In ways that can be extremely profitable and efficient for business, if you can surf the waves of technology. It's a worldwide depression for 98% of businesses based on the old industrial economy that cannot adapt. For us this is the golden age of business, too many opportunities happening too quickly for us to capitalize on all of them.

Traditional media outlets and sources of information are changing. Public opinion about the establishment is changing, and the establishment fails over and over again to adapt to that opinion.

No US based investors ever considered playing the forex market. Still it seems like an enigma. But since the dollar has declined by 40% in the past years, Americans are now realizing that an investment in a European company is based in Euros, and a severe drop in the dollar means less returns in the bottom line. Also we are noticing inflation, and that it is more and more expensive to buy the goods we need to import. It just didn't seem important with the dollar index at 120 and the NASDAQ around 4000. But now everyone's rushing into forex. At the time no one was listening. Now they are, but it's too late. So then the question remains: How to sell someone something they don't know they need, which is critical to their financial well being, that could prevent a lot of problems for them, BEFORE THEY REALIZE IT FOR THEMSELVES, WHEN IT'S TOO LATE?!?!

Businesses look at current needs, without thinking about the future. "If it ain't broke, don't fix it" - and when the dam bursts, they run around trying to patch it up. Whoever started selling their products on the internet in 1995 definitely had a huge advantage over those who came years later, when it was necessary to pour large amounts of cash into marketing campaigns to compete.

In the US for example, airlines are all bankrupt except Southwest, because they bought outright OIL contracts (futures) and were not affected by the price of oil. It was okay for the failing airlines to blame the 'rising energy costs' - but the results are clear: the airline that hedged their fuel cost is currently the only player left in the game.

In New Zealand, businesses are blaming a 'rising kiwi dollar' for all their problems. Unfortunately the kiwi may continue to rise as the US Dollar continues to go down. Cullen or Bollard can do nothing about the US Dollar collapsing. But New Zealand businesses do not know about hedging (many of them) and there is a lack of public disclosure about the topic. Instead of informing the public, media outlets simply allow the misunderstanding to grow by spreading rumors of the evil rise in the kiwi dollar, as if there is nothing they can do about it but cry.

How to tell someone they need to do something that they don't know they need to do it? How is it possible to tell people, 'hey guys, this isn't going to work!'. Not only do people not want to listen, they are extremely sensitive about their own ideas, and will suffer till the end launching those bad ideas. Don't be another Milli Vanilli, another .bomb, Goldcorp, wake up!

How can I prevent a car accident from happening? A sophisticated I.T. infrastructure can place you in the right place at the right time, or keep you out of the wrong place at the wrong time. Knowing what you don't know can help you make better decisions for business.

It may seem ridiculous to seal your computer with HERF shielding and invest in electromagnetic protection - until you get your first blast and your computers are fried. See White paper on hardening your computer assets

Lately it seems everything is so cheap - a telephone call to another country for only .05 a minute! Nothing in this new paradigm will come cheap. It will require heavy investment of time and human capital. However the rewards will be much higher than imagined. Imagine investing in Yahoo in its infancy. Would you really care, as an investor at $1 per share, if the price drops from $500 to $200 ?

There is no such thing as 'better, faster, cheaper' - you can have 1 of the 3, or 2 of 3, but not all 3. For example, take information. Why spend money one something that I don't think I need? Information is free, right? Why should I pay for information? Then why do top fund managers pay over $200,000 to $500,000 a year to subscribe to one newsletter? What do these guys have to say that is so important? How can these fund managers justify that expense to their shareholders and clients? Does that information enable them to create huge profits?

It will be difficult for many to accept the changes and investments necessary to stay in business. However the profits will be greater than you can imagine.

We recommended buying gold at 279. We bought stocks in a gold mine in South Africa (DROOY) at .89 and it went to 5. We invested in New Zealand when the NZD/USD was .40c. We bought property in New Zealand in 2002 before the market peaked. We were short DOW stocks near the peak. Overall, from 2001 to 2003 our investment portfolio would have returned over 500%(Trades are not audited, ask for trade reference). After gains like that, losing 5% here and there, you're still laughing.

Not only are we on the cutting-edge, we're ahead of it. Spotting market trends before they develop is the name of the game. If you want proof, email us and we will give you a one time insight (analysis) of your chosen field, and within a certain time frame you will see how we were right.

The fact is, whatever business you are in, or even if you are retired, you need money. You need I.T. infrastructure. You need computers. You need financial planning and analysis. You need access to information. You need to know what you don't know.

Forex Trading

Right now our energy is focused on our forex trading. It is a quasi hedge fund, or legally FOREX MANAGED ACCOUNT. You deposit money with us, and we trade it for you in the foreign exchange market. We take a profit based commission from you (no fees or standard commissions). Take a large role in our activities or just receive quarterly statements - it's all in your hands.

Our suggestion is to contact us, where we will obtain information we need to make an analysis. Our analysis will include predictions and an if-then analysis; if this happens, then do this. Also will be included how this exactly will benefit YOU. To ensure our accuracy we will try to get something out of it rather than charging the accountant's beloved "consulting fees" - maybe a % of the increased profit? Maybe you will make a pile of money from us and we'll get nothing out of it, has been the case the past 2 years!